One account · US · Europe · Nigeria
Global money,
made local.
Send money home in minutes. Hold naira, dollars, euros, and digital dollars side by side. Swap USDC to USD 1:1, and pay anywhere with a card you created yourself — one account for a life, or a business, that crosses borders.
- Rate shown before you send
- Every fee upfront
- Delivery in minutes
- Minutes
- Typical arrival, New York to Lagos
- 5 wallets
- NGN, USD, EUR, USDC and USDT in one account
- 1:1
- USDC and USDT in, US dollars out
- 0
- Hidden fees — every cost shown before you send
GlobbaPay Personal
Send home. Hold global. Spend anywhere.
Built for the sender with rent due at home, the freelancer paid from abroad, and the trader whose suppliers sit across a border.
Send and receive worldwide
Bank to bank in minutes across our corridors, with live tracking at every step and a receipt you can share.
Get paid like a local
USD account numbers, EUR IBANs, and NGN NUBANs — receiving details in your own name. Clients pay a local account; you hold the balance.
Deposit digital dollars
Send USDC or USDT from any wallet and it lands as US dollars, one to one. No crypto expertise required.
Create your card in seconds
A virtual card linked to any balance you hold. Freeze it, cap it, or reset the details right from the app.
They receive
₦162,540
NGN- Rate
- 1 USD = ₦1,625.40
- Fee
- $1.00
- Arrives in minutes
- New York → Lagos
Example rates for illustration. In the app you always see the live rate, the fee, and the arrival time before you confirm — and the rate you see is the rate you get.
How it works
Minutes to start. Days to go live.
Two doors into the same platform — one for your money, one for your product.
- 1
Create your account
Sign up with your email or phone number, then verify your identity in a few minutes.
- 2
Add money
Top up by bank transfer or card — or deposit USDC and USDT that lands as dollars, one to one.
- 3
Send, hold, spend
Move money home in minutes, hold four currencies side by side, and spend on a card you create yourself.
- 1
Get sandbox keys
Create a workspace and make your first successful API call the same day.
- 2
Complete KYB
Compliance-led onboarding measured in days, not months — with a named human when you need one.
- 3
Go live
Issue accounts, run payouts, and settle stablecoins, with signed webhooks confirming every step.
The GlobbaPay card
Your card, created in seconds.
A virtual card linked to any balance you hold — spend online in the currency you choose, the moment you need it. Individuals issue their own; businesses issue for the company, the team, or their own end users.
- Freeze in a tap
- Set spend limits
- Reset details
- Linked to any balance
Partners front their own brand — cards issued to their users carry the partner’s name, with Powered by GlobbaPay underneath.
Security & compliance
Compliance is care.
Licensing, verification, and monitoring aren't fine print to us. They're why a nurse in Houston trusts us with her mother's rent — and why platforms build their products on our rails.
Licensed where we operate
Regulated activity runs through licensed operations and partners in every market we serve.
Every account verified
People are KYC-checked and businesses KYB-checked before money moves. No exceptions.
Funds safeguarded
Customer funds are held separately from our own, with regulated partner institutions.
Screened and monitored
Transactions are screened in real time, with monitoring that never clocks out.
Secured end to end
Encryption in transit and at rest, biometric login, and device checks on every session.
Transparent by design
The rate, the fee, and the arrival time — shown before you commit, honoured after.
How we handle the bad days
When something goes wrong, we say what happened, what we’re doing about it, and when you’ll hear from us next — with your money’s exact status, not an apology for the inconvenience.
People before borders
Behind every transfer is a life.
Rent, salary, school fees, stock for the shop — a few of the people GlobbaPay is built for, in the corridors we serve.
Lagos · Market day
Money that arrives before the moment passes.
“My mum had the money before I'd left the kitchen.”
Amara
Houston → Lagos · sends home monthly
“Clients pay my US account details. I hold dollars, and I convert when the rate favours me.”
Adaeze
Lagos · product designer
“I pay in euros, my supplier gets naira, and the receipt settles any argument.”
Ngozi
Berlin → Lagos · trader
“We shipped multi-currency accounts in a sprint, not a quarter.”
Tobi
Lagos · fintech founder
Get started
Your money has places to be.
Open a personal account in minutes — the rate you see is the rate you get.
Free to open · No monthly fees · Every cost shown before you send